Rural insurer FMG has lifted the lid on its claims for quad crashes.
The insurer is offering non-renewing, short term insurance for bulls, rams, stags and other high value livestock.
Buying breeding animals is a big cost to farmers, especially when trying to build up strong genetics, says Dunne. The dangers of mishaps are often costly.
“Farmers can easily pay up to $10,000 for some animals. If you pay good money it’s important to have them protected; cover also includes transit to get them home safely.”
Dunne says this is especially important if a farmer only has one or two bulls as mishaps are likely to have an increased negative effect at mating time.
FMG has a range of cover options available from transit + 30 days, right through to 12 months to protect farmers’ outlay should an animal die as a result of accident, disease or illness.
Dunne says cover for intentional slaughter when infertility results from an accident disease or illness is also included.
“We’d need to get a vet to examine the animal, but if it is proved to be not capable of reproduction we will compensate farmers for the amount insured less the slaughter value at the works.”
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